Do You Have Disability Coverage for Job Related Injuries?
April 7th, 2008 by admin
One important aspect of any disability insurance protection you purchase, is making sure whether or not there is coverage for work related injuries. Workers compensation policies are not required to honor claims for disability that happen outside the workplace. You can definitely buy disability insurance programs for these circumstances, but it is more expensive. The onus is on you as a policyholder to understand exactly what you're premium is or isn't protecting you from. At the same time, the insurer is legally bound to spell out specifically what circumstances the policy covers. Be sure to take your time and make sure you understand what you are getting.
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